Rainy Kolkata cinematic ☔

Keep the face from my uploaded photo exactly the same, no face change. Turn this into a cinematic rainy-evening shot in old Kolkata: cream cotton kurta with red border, mustard shawl, small bindi, holding a transparent umbrella with raindrops, looking back over her shoulder. Blurred yellow tram and wet cobbled road reflecting warm shop lights behind. Soft natural evening light, movie-still look, vertical 4:5, photorealistic, no text.